Delaware Business Insurance
out of 5 customer review rating and 200,000+ policies sold
Delaware Business Insurance Policies
Delaware small businesses face a wide variety of risks every day and the potential for financial burdens from losses or lawsuits—burdens so large that they could create a financial hardship or even possibly force a business to close its doors. Fortunately, small business insurance can protect Delaware companies from those risks. biBERK is a trusted Delaware business insurance provider. We offer flexible and affordable policies that provide outstanding protection and are backed by the best team in business insurance.
Delaware Workers' Compensation insurance
This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. Imagine an employee suffering a serious injury from a power tool. Workers’ comp can pay for the cost of their care and other expenses.
Workers' Compensationchevron_rightDelaware Professional Liability insurance
Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. Let’s say you’re a bookkeeper and your failure to get a bill paid on time results in a large penalty for your client. That error can be covered. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.
Professional Liabilitychevron_rightDelaware Cyber insurance
This type of business insurance in Delaware can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur. For example, if a hacker gets access to customer credit card information, you can be covered for costs related to the incident like notifying customers and paying for monitoring service.
Cyber Insurancechevron_rightWe Cover all Kinds of Professionals and Businesses in Delaware, Including:
- Architects and engineers
- Auditors and accountants
- Auto repair shops
- Automotive retail stores
- Beauty parlors and barber shops
- Carpentry services
- Carpet installers
- Clerical office employees
- Commercial building services
- Computer programmers
- Concrete construction companies
- Consultants
- Contractors
- Day care centers
- Dentists
- Doctor's offices and osteopath's offices
- Domestic service contractors
- Electrical contractors
- Fruit and vegetable markets
- Gyms
- Heating, cooling, and ventilation
- Home cleaning services
- Horse breeding farms
- Household appliance repair
- Insurance companies
- Interior and exterior painters
- IT consultants
- Landscaping and gardening services
- Lawyers and attorneys
- Marketing and advertising agencies
- Masonry services
- Messenger services
- Paperhanging companies
- Personal service providers
- Photography companies
- Plumbers
- Public relations agencies
- Real estate agents and operators
- Recreation services and amusement parks
- Restaurants
- Sales professionals
- Securities and commodities businesses
- Software developers
- Stores
- Travel companies
- Trucking firms
Why biBERK for Delaware Business Insurance?
We’re the experts when it comes to small business insurance.
Save time.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save money.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.
Experienced.
We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $52.2 billion in paid claims in 2023.
Why is biBERK Better for Delaware Small Business Insurance?
Whether it’s workers’ comp insurance or other small business insurance, we’re often less expensive and easier to do business with than any other Delaware insurance company. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow.
Delaware Business Insurance Available Statewide
In addition, because we’re an online insurance provider, you can connect with us easily, wherever you are—from Wilmington and Newark, to Dover and Camden, to Millsboro and Bethany Beach, we’re eager to serve your Delaware commercial insurance needs.
What Delaware Business Insurance is Required?
Workers' Compensation
In Delaware, every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business with employees in Delaware without a workers’ comp policy.
Other Policy Considerations
It’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.
What Does Delaware Business Insurance Cost?
The cost of business insurance in Delaware depends on a number of factors, including industry, number of employees, and the amount of payroll. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums.
You can get instant insurance quotes on our website.
Get a Quote
Fill out a form online or give us a call to tell us about your company and you’ll have a quote in as little as five minutes.
Buy a Policy
Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.
Get a Certificate
Download an instant Certificate of Liability Insurance immediately after purchasing a policy.
Get a Quote Today
Trust biBERK for business insurance in Delaware and save up to 20%.